Tuesday, September 29, 2009

How To Get Cheap Medical Insurance.

By Paul Stevens

Of all the things people can think of to save money on, it's not often that health insurance can come anywhere close to the top of the list. In fact I am still shocked when I think about how much the cost of health care has increased over the last few years.

Now, whilst the debate still rages on the future of the US health care system, there is some good news and that is by using this method outlined in this article, people will be able to get the best priced health insurance policy in the industry.

The following instructions can be used to secure the best deals for all the different types of health insurance policy. There include business and group policies, as well as those for just one person or a family.

The process is executed by a person using a price comparison website. Basically, it will allow someone to go through the whole of the insurance industry, to look for the cheapest prices out there. These sites find all the different companies and then collate them in their search engine so they can be contacted simultaneously.

The individual who is looking for the policy, just goes to the website and puts in all the relevant information. The site can match this with their search engine and start requesting quotes.

The service is free and it takes just a few minutes and the user gets back a whole list of policy prices and details, from which they can choose the best one for them. People using this method can save up to 40% on what they had been paying previously.

Although this all sounds very easy to do, please don't get lulled into a false sense of security. There are still pitfalls that need to be watched out for. For example, many sites claiming to be price comparison sites are actually not and are in place just to advertise the services or certain affiliated insurance companies.

When these not genuine comparison sites are used, the results returned are always a fraction of what is available, so the savings are never at the same level.

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