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Sure, a debit card is great for obtaining cash from an ATM machine or your local bank branch. They provide a safe and secure way to store, save and spend money without carrying a wad load of cash around with you. This is especially convenient if you are out on the town or if you simply do not feel comfortable with your ability NOT to lose (or spend) a lot of money. A debit card can limit your spending and pocket your savings in a handy little account that only you can access. Its perfect.
But there is so much more to a debit card than just this. Below are three instances where a debit card can save you more than just a headache.
Mom can deposit money at your local bank branch and that will instantly be sent to your bank account. Christmas money, birthday money, I miss you Son money and any other occasional deposits are always appreciated when traveling overseas. Furthermore, when you send money through a debit card, it is also always free and almost instant.
There are so many things that can go wrong overseas. You could get sick; you could break a bone; you could lose your wallet (or your passport); you could get on the wrong train and end up way off course.
Most ATMs will accept debit cards from all over the world; however, if you are worried about this, another option is a prepaid credit card which acts like a debit card but works wherever a credit card works (online, overseas, etc).
Its nice to know that, with a debit card, Mom or Dad can send money directly to your account from home and you will almost instantly receive it in your bank account. You can simply visit an ATM machine in London, Greece, Germany, Brazil, Thailand or anywhere else your travels take you without having to worry about check clearance, bank hours or 5 day processing times.
Another way debit cards can save the day is when you need to send money back home. If you are working overseas as a foreign worker, you can transfer money back home through an international money transfer for a fraction of the cost of a money order and a fraction of the time as well. International money transfers through a debit card can be done online or in person and are easy to do.
So, if you are planning a trip overseas, make sure you pack your passport, your camera, and, of course, your debit card. Leave your inhibitions at home and get ready for the trip of your life. Just dont forget your debit card. And, dont forget to call home once and a while!
But there is so much more to a debit card than just this. Below are three instances where a debit card can save you more than just a headache.
Mom can deposit money at your local bank branch and that will instantly be sent to your bank account. Christmas money, birthday money, I miss you Son money and any other occasional deposits are always appreciated when traveling overseas. Furthermore, when you send money through a debit card, it is also always free and almost instant.
There are so many things that can go wrong overseas. You could get sick; you could break a bone; you could lose your wallet (or your passport); you could get on the wrong train and end up way off course.
Most ATMs will accept debit cards from all over the world; however, if you are worried about this, another option is a prepaid credit card which acts like a debit card but works wherever a credit card works (online, overseas, etc).
Its nice to know that, with a debit card, Mom or Dad can send money directly to your account from home and you will almost instantly receive it in your bank account. You can simply visit an ATM machine in London, Greece, Germany, Brazil, Thailand or anywhere else your travels take you without having to worry about check clearance, bank hours or 5 day processing times.
Another way debit cards can save the day is when you need to send money back home. If you are working overseas as a foreign worker, you can transfer money back home through an international money transfer for a fraction of the cost of a money order and a fraction of the time as well. International money transfers through a debit card can be done online or in person and are easy to do.
So, if you are planning a trip overseas, make sure you pack your passport, your camera, and, of course, your debit card. Leave your inhibitions at home and get ready for the trip of your life. Just dont forget your debit card. And, dont forget to call home once and a while!
About the Author:
A debit card is not just a great way to store, spend and save your cash, but its also a cheap and easy way to send money, receive money and learn the ins and outs of budgeting.
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