Monday, September 22, 2014

When To Enlist The Services Of A Notary Public Philadelphia PA

By Karina Frost


Notaries public are officers who are appointed by state officials like state secretaries, governors or lieutenant governors. The state legislature can also appoint notaries. In the state of Pennsylvania, notarial officers are licensed to carry out several official tasks. They can take depositions, affidavits, acknowledgments and verifications, administer oaths and affirmations, protest dishonored negotiable instruments and certify copies of documents.

Public notaries are prohibited from providing their clients with legal advice or drafting documents like mortgages, contracts, wills, leases, powers of attorney, bonds and liens. Therefore, notaries cannot help their clients draft any document that needs to be notarized. By using the services of a notary public Philadelphia PA dwellers can strengthen the validity of certain legal documents. The participating parties can also be protected from fraud.

People who need to have a document notarized are required to appear before a notary public and provide the official with a proof of identity. For proof of identity, notaries require their clients to show them documents that have a photograph such as a drivers license, military ID or passport. Notaries require very little prior knowledge or special training. They are only required to pass a test and undergo a background check to obtain a license.

Identities are very important and therefore, a notary public will spend some time verifying your name and those of other people who are signing a document. After a notarial officer certifies a document, he or she will seal it with a notarial seal and record the task in a register. This officer can help you avoid being a victim of forgery, fraud, misrepresentation or scams.

Notary publics are effective in deterring fraud because the requirements that should be met before a legal document is notarized are many. One requirement is that people signing a document should do so before the notarial officer. A document cannot be notarized unless the signers make a personal appearance when it is being signed. This makes it hard for imposters to try to get fraudulent documents notarized.

Notarial officers also ensure that the people who want to have a document notarized understand why they are doing so and are not being forced to do so. In this way, the likelihood of a forced transaction taking place is quite low. These professionals also check the documents that need to be notarized thoroughly to make sure that they are not incomplete. This helps prevent people from signing incomplete documents that may be used for different purposes.

The notary public will also create a notarial journal containing information about the documents he or she has notarized. This journal will be a part of public records. It can serve as evidence if one of the parties who assigned a document is charged with committing fraud. If you regularly deal with people you do not know, it is essential to ensure that certain documents are notarized so that you can protect yourself against fraud.

Notaries work in various institutions while others travel to meet their clients. Most banks have notarial officers working for them so that all documents that need to be officially witnessed by a notarial officer can be notarized on their premises. Most government offices also have notarial officers. Law offices, police precincts and courthouses also have employees who are licensed to work as notary publics.




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1 comment:

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