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When a loved one or yourself sustains an injury as the result of somebody's fault and actions it seems rational that the person who caused the damage would offer to compensate you for your personal injury losses. It is widely believed by everyday Americans that most or all insurance companies and defendant drivers will do the right thing and offer fair compensation. Unfortunately, the reality is that most defendants and their insurers refuse to accept accountability for their actions. In fact, it has become common-place for insurance companies to blame the injury victims for their own injuries.
Insurance companies profit solely from under-paying injury victims. Insurance companies and their defense attorneys know the law and have millions of dollars in assets to fight these claims. They know that most lay people or unrepresented injury victims are unaware of the full extents of their legal remedies and rights available to them.
Hiring an qualified personal injury lawyer will give you access to the guidance you need to learn your legal rights. Hiring a reputable personal injury law firm helps you build your case, especially when hired at the beginning of the accident process. Qualified personal injury attorneys are especially skilled in negotiating your case with the insurance company, and, if necessary, will take your case to a jury trial. While non-lawyers are capable of negotiating with the insurance company themselves, doing so without legal experience puts them at a distinct disadvantage with the insurance company.
All insurance companies have the same goal -- to pay the least amount for valid, claims. They will do anything possible to swing the balance in their favor during settlement negotiations. They routinely take advantage of their superior knowledge of the law over non-lawyers and use it to achieve the lowest possible settlement.
Experienced personal injury attorneys are invaluable in dealing with all types of insurance companies. They take into consideration all forms of insurance available to clients, including their own insurance.
For example many people do not realize they may have under-insured motorist coverage (UIM). UIM is often thought of as "gap" coverage for the difference between what the other driver has in insurance limits and for what you have for insurance limits. For example, if you purchase $100,000.00 in under insured motorist coverage and the other driver only has $25,000.00 in liability coverage your policy would pay up to an additional $75,000.00 in coverage for your injuries. However, that is not always the case. You have to read your policy very carefully to know exactly what you have and exactly how much coverage you actually have available.
During discussions to negotiate insurance claims the insurers routinely attempt to acquire statements through confusing and vague questioning in an effort to harm your case should you ultimately decide to file suit. Experienced personal injury law firms will guide you through the procedure and help protect your rights.
A personal injury lawyer is in the best position to obtain a favorable settlement on your behalf. Often a client's judgment or settlement achieved with representation considerably exceeds what could have obtained on their own, even after attorney fees are deducted. Be Sure to contact experienced personal injury attorneys for help with your injury case.
Insurance companies profit solely from under-paying injury victims. Insurance companies and their defense attorneys know the law and have millions of dollars in assets to fight these claims. They know that most lay people or unrepresented injury victims are unaware of the full extents of their legal remedies and rights available to them.
Hiring an qualified personal injury lawyer will give you access to the guidance you need to learn your legal rights. Hiring a reputable personal injury law firm helps you build your case, especially when hired at the beginning of the accident process. Qualified personal injury attorneys are especially skilled in negotiating your case with the insurance company, and, if necessary, will take your case to a jury trial. While non-lawyers are capable of negotiating with the insurance company themselves, doing so without legal experience puts them at a distinct disadvantage with the insurance company.
All insurance companies have the same goal -- to pay the least amount for valid, claims. They will do anything possible to swing the balance in their favor during settlement negotiations. They routinely take advantage of their superior knowledge of the law over non-lawyers and use it to achieve the lowest possible settlement.
Experienced personal injury attorneys are invaluable in dealing with all types of insurance companies. They take into consideration all forms of insurance available to clients, including their own insurance.
For example many people do not realize they may have under-insured motorist coverage (UIM). UIM is often thought of as "gap" coverage for the difference between what the other driver has in insurance limits and for what you have for insurance limits. For example, if you purchase $100,000.00 in under insured motorist coverage and the other driver only has $25,000.00 in liability coverage your policy would pay up to an additional $75,000.00 in coverage for your injuries. However, that is not always the case. You have to read your policy very carefully to know exactly what you have and exactly how much coverage you actually have available.
During discussions to negotiate insurance claims the insurers routinely attempt to acquire statements through confusing and vague questioning in an effort to harm your case should you ultimately decide to file suit. Experienced personal injury law firms will guide you through the procedure and help protect your rights.
A personal injury lawyer is in the best position to obtain a favorable settlement on your behalf. Often a client's judgment or settlement achieved with representation considerably exceeds what could have obtained on their own, even after attorney fees are deducted. Be Sure to contact experienced personal injury attorneys for help with your injury case.
About the Author:
David L. McCollum is a Kansas City personal injury attorney with the law firm of McCollum & Griggs, LLC in Kansas City, MO. McCollum & Grigg's practice areas include catastrophic injuries, wrongful death, vehicle accidents, bar & restaurant liability, insurance litigation and drunk driving accidents.
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