Thursday, May 8, 2014

Health Insurance For College Kids

By Hedrick Lepsch


Car insurance rates keep going up and the hike in prices can really put the hurt on your wallet. Before you sign up for the first car insurance company that comes up on your google search, follow five easy steps to save some of your hard earned cash.

While those are all well and good, the type of prolonged stress experienced day in and day out during your college years has a myriad of negative side effects. Many of these include, and are definitely not limited to: insomnia, memory problems, impaired judgment, loss of appetite, aches and pains, frequent colds and other illnesses, nausea, and many more.

For example, let's say you are looking for auto insurance in Reno, Nevada. Do a web search for "Auto Insurance Reno Nevada" and look through each of the providers' websites and see which provider has the best rate for you. Although this may take a couple of hours, it will be worth it when your bill comes due each month.

Most of the major car insurance companies offer fantastic introductory rates that expire after six months. These discounts can be substantial, so do not miss out on them. Be sure to take advantage of each promotion.

Sign up for one introductory discount, use it for six months and then cancel your subscription with that company so you can sign up with another. This way you can get the introductory rate from each company. It is possible to have a couple of years of introductory rates if you keep switching between insurance providers.

Insurance companies have devised a clever way of finding out whether or not their drivers are safe. They have started asking their customers to install data trackers into their cars to monitor driving habits and safety statistics.

Some people have looked at this as an invasion of their privacy, but for those of us looking for a way to save some cash it is a short cut to savings. Most providers that offer these data trackers will give discounts to drivers who agree to have them in their vehicles.

Many factors play should play into your decision: your physical fitness levels, diet, how well you handle stress, your overall workload, whether you might be getting married or even starting a family soon. Be sure to do your research and ask your school, parents and other trusted teachers or leaders for help in finding coverage that will best fit you and your lifestyle. Even minimal health insurance is better than no health insurance, especially when such insurance could mean the difference between starting your adult life bankrupt or comfortably, financially stable.

If you are willing to drop a lot of cash right off the bat on your insurance, insurance providers will lower their rates. Paying for six months or even a year of insurance when you first sign-up can save you money in the long run. This is a great way to save some on your insurance if you can afford to pay for all of it up front.




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