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When creating a list of home inventory Maryland residents need to take into consideration all of their belongings. This list will be invaluable should it ever be needed for insurance claims or reporting theft.
The creation on this type of list is not as hard as one might think. By creating it before a disaster occurs, the list is likely to be more complete. Going through the experience of a fire or burglary can be quite stressful, and having the list completed beforehand can ensure that all belongings are listed.
If writing a list seems to be a daunting task, take heart because there are other creative ways to create a record of the belongings in a home. Using a video camera to record a narration of the home, room by room, is an excellent way of creating a list. It is of utmost importance to highlight expensive items such as electronics. Making sure that the time and date stamp is being recorded on the video will also help prove ownership of the items.
While taking a video of the items is an excellent method of record keeping, photographs will work just as well. Keeping a physical written record on a spreadsheet is also helpful. The spreadsheet should include the serial numbers, brands and models of all items as well as how much the items cost. When placing the photographs on a CD for safekeeping, the spreadsheet can also be saved.
When making the home inventory Maryland consumers can save time and energy by grouping like items and categories together. Items such as DVDs and books can be counted together and then have the approximate cost lumped together as a group. It is also important that seasonal items, such as snow equipment or sports gear, not be forgotten. Looking in drawers, closets and sheds will help to ensure that important items are not forgotten.
It is vital that once the list is completed that it be kept in a safe place. To protect the paper list, CD or video tape from fire, storage should be in a fire-proof safe. Keeping a copy offsite, perhaps even giving a copy to the insurance agent, can also be a good idea.
Continuous updates should be made to the list as a person buys new items, or gets rid of old ones. This will allow a person to keep their list as accurate as possible. Personal property insurance coverage is also important and an inventory list can be quite helpful in making sure there is adequate coverage.
With retaining a list of home inventory Maryland residents are ensuring that their life will be calmer should a disaster occur. They will have a list of their personal property, which will allow them to know what they owned without remembering while under stress. The list can also be used as a tool to make sure that they have the insurance coverage they need during a disaster.
The creation on this type of list is not as hard as one might think. By creating it before a disaster occurs, the list is likely to be more complete. Going through the experience of a fire or burglary can be quite stressful, and having the list completed beforehand can ensure that all belongings are listed.
If writing a list seems to be a daunting task, take heart because there are other creative ways to create a record of the belongings in a home. Using a video camera to record a narration of the home, room by room, is an excellent way of creating a list. It is of utmost importance to highlight expensive items such as electronics. Making sure that the time and date stamp is being recorded on the video will also help prove ownership of the items.
While taking a video of the items is an excellent method of record keeping, photographs will work just as well. Keeping a physical written record on a spreadsheet is also helpful. The spreadsheet should include the serial numbers, brands and models of all items as well as how much the items cost. When placing the photographs on a CD for safekeeping, the spreadsheet can also be saved.
When making the home inventory Maryland consumers can save time and energy by grouping like items and categories together. Items such as DVDs and books can be counted together and then have the approximate cost lumped together as a group. It is also important that seasonal items, such as snow equipment or sports gear, not be forgotten. Looking in drawers, closets and sheds will help to ensure that important items are not forgotten.
It is vital that once the list is completed that it be kept in a safe place. To protect the paper list, CD or video tape from fire, storage should be in a fire-proof safe. Keeping a copy offsite, perhaps even giving a copy to the insurance agent, can also be a good idea.
Continuous updates should be made to the list as a person buys new items, or gets rid of old ones. This will allow a person to keep their list as accurate as possible. Personal property insurance coverage is also important and an inventory list can be quite helpful in making sure there is adequate coverage.
With retaining a list of home inventory Maryland residents are ensuring that their life will be calmer should a disaster occur. They will have a list of their personal property, which will allow them to know what they owned without remembering while under stress. The list can also be used as a tool to make sure that they have the insurance coverage they need during a disaster.
About the Author:
For more info on home inventory Maryland residents can see www.paramountinventory.com. At http://www.paramountinventory.com you will learn about the importance of inventory services before natural disasters strike.
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